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Many SBA microloan lenders have few necessities (or none in any respect) regarding the age of the enterprise, the enterprise credit rating or the owner’s personal credit score rating. One of the larger microlenders, Accion Alternative, for example, accepts functions from enterprise house owners with low credit score scores, as well as startups that have exterior experience in their trade and companies that only have $50,000 in annual revenue. Because eligibility requirements vary so much throughout lenders, we advocate borrowers contact their microlender straight for extra information about what it takes to qualify.